Cash & Savings
The rate you see vs the rate you keep
A savings account paying 4% while inflation runs 3% is really paying about 1%. That 1% is the 'real' return — the part that actually buys more stuff than it did last year.
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A savings account paying 4% while inflation runs 3% is really paying about 1%. That 1% is the 'real' return — the part that actually buys more stuff than it did last year.